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Setting a realistic budget is one of the most critical steps in the home buying process. This blog post provides a comprehensive guide to evaluating your finances, assessing your income, and understanding how much you can afford to spend on a new home. We discuss the importance of factoring in additional costs such as taxes, insurance, and maintenance, and provide tools and resources to help you calculate your budget effectively. With the right approach, you can confidently enter the market knowing your financial limits.